Secure Analysis
No Obligation
See Your Potential Savings
See what you could be saving in about 60 seconds.
Enter a few numbers to get a fast estimate.
Extra charges for card payments that didn't qualify for your processor's lowest rate. They're usually listed as "Non-Qualified" or "Mid-Qualified" on your statement. Leave blank if you don't see any.
Uses a general industry benchmark of 2.60%.
This is a general benchmark for processing costs. After you calculate, you can optionally pick your industry for a closer estimate - without re-entering anything.
Upload your statement — for the most accurate results.
Tap to upload your statement
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No contact information required.
Results shown privately on your screen.
Your statement is ready to analyze.
Choosing one compares you to that industry's benchmark. If you skip it, we use a general benchmark of 2.60%.
One of our automated checks couldn't fully confirm every figure on your statement, so we held your results back rather than show you a possibly incorrect estimate. A real person can look it over by hand and follow up with you.
Enter your info below and our team will review your statement by hand and reach out — usually within 1 business day. No obligation.
We've received your statement and your details. Our team will review it by hand and follow up shortly, usually within one business day.
Enter the Access Code from your StatementFlows business card to view your results.
Enter the Access Code from your StatementFlows business card to view your results.
An estimate based on the numbers you entered.
Based on a general industry benchmark of 2.60%.
This is a quick estimate from the numbers you entered — upload your actual statement for a full, more accurate analysis.
Enter your info below and a payments expert will reach out — usually within 1 business day. No obligation.
See how your processing costs have changed over time.
Plain-language summary — not a substitute for legal advice, and we'll expand this as the service grows. When you upload a statement into the checker, it's sent securely to our AI system to generate your analysis, and isn't stored once that analysis is returned to you. Processing-history entries shown on this device are kept only in your own browser's local storage — we don't receive or store them unless you submit the contact form. If you submit the contact form, the information you provide is stored so we can follow up, and is used only for that purpose. We don't sell your information, and we don't share it with anyone outside of that purpose. You can ask us to delete anything you've sent us at any time by emailing support@statementflows.com.
Plain-language summary — not a substitute for legal advice. StatementFlows provides an automated, estimate-only review of credit-card processing statements, for informational purposes. It is not a certified audit, and it is not financial, legal, or tax advice. Estimates of savings are illustrative and are not guaranteed. Using this checker does not obligate you to switch processors, purchase anything, or enter into any agreement.